CBB register checked
Insurance Companies in Bahrain: CBB-Licensed List and How to Choose
By Gaurav Agarwal · Register checked 6 October 2026
The CBB register returned 21 locally incorporated insurance firms and 10 overseas insurance firms. That does not mean Bahrain has 31 interchangeable retail insurers. The list includes life insurers, reinsurers, a captive, firms under liquidation and one firm restricted to servicing existing business. Start with the official register status, then compare the product, wording, excess, network and claims route.
Source and date: CBB Licensing Directory, Insurance Licensees category, checked 6 October 2026.

01How to check an insurance company in the CBB register
- Open the CBB Licensing Directory.
- Keep the first tab on CBB Register.
- Choose Insurance Licensees as the category.
- Choose the relevant subcategory. Start with Locally Incorporated Insurance Firms or Overseas Insurance Firms for an insurer that can serve business in Bahrain.
- Search the legal name from the quote or policy. A trading brand can differ from the registered company name.
- Read the Remarks field. “Under Liquidation,” “Portfolio Transferred,” “Restricted to Service Existing Business” and “Restricted to Business Outside Bahrain” materially change how the entry should be treated.
- Match the website in the register to the website or payment page you are using. If the names do not match, ask the seller to identify the licensed risk carrier in writing.
The CBB directory itself says the register information is provided by licensees and may contain errors, omissions or timing gaps. Recheck it on the day you buy and keep the quote, receipt, schedule and wording.

02Choose the right kind of provider before comparing names
| Your need | What to verify | Start here |
|---|---|---|
| Motor insurance | Third-party or comprehensive cover, excess, agency or garage repair, roadside help, geographical limits and the accident-claim process. | Car insurance in Bahrain |
| Health insurance | Hospital network, annual limit, co-pay, pre-authorisation, pre-existing conditions, maternity, medicines and reimbursement rules. | Health insurance in Bahrain |
| Travel insurance | Territory, trip dates, visa-certificate wording, medical limit, cancellation, baggage, sports, exclusions and claims evidence. | Imapro Insurance |
| Life or savings-linked cover | Policy owner, insured person, beneficiaries, term, charges, surrender terms, exclusions and whether returns are guaranteed or illustrated. | CBB licence and activities |
| Business, marine or liability cover | Named insured, risk description, limits, deductibles, territorial scope, warranties, exclusions and claims notification. | CBB insurer and broker categories |
| King Fahd Causeway cover | Vehicle eligibility, border period, third-party scope, receipt and whether separate own-damage cover applies. | Motor insurance hub |
A CBB entry establishes where a firm sits in the regulatory directory. It does not rank claim service, price or product fit. Compare the documents issued for the same risk and dates.
03Locally incorporated insurance firms
The following 21 names, countries and remarks come from the CBB Licensing Directory, checked 6 October 2026. A linked name uses the website shown in the register. “No special register remark shown” means only that the remarks field was blank or contained no usable note; it is not a quality rating.
| CBB legal name | Country in register | Register remark |
|---|---|---|
| Alhilal Life B.S.C. (c) | BAHRAIN | Under Liquidation |
| Alhilal Takaful B.S.C. (c) | BAHRAIN | Under Liquidation |
| Arab Insurance Group (B.S.C) | BAHRAIN | No special register remark shown |
| Bahrain Kuwait Insurance Company B.S.C. | BAHRAIN | No special register remark shown |
| Bahrain National Insurance Co. B.S.C. | BAHRAIN | No special register remark shown |
| Bahrain National Life Assurance Co. B.S.C. (c) | BAHRAIN | No special register remark shown |
| Gulf Insurance Group (Gulf) B.S.C. (c) | BAHRAIN | No special register remark shown |
| Gulf Union Insurance & Reinsurance Co. B.S.C. (c) | BAHRAIN | No special register remark shown |
| Hannover Retakaful B.S.C. (c) | BAHRAIN | Islamic Principles |
| LIVA Insurance B.S.C. (c) | BAHRAIN | No special register remark shown |
| Life Insurance Corporation (International) B.S.C. (c) | BAHRAIN | No special register remark shown |
| Masheed Captive Insurance Company B.S.C. (c) | BAHRAIN | Captive |
| Medgulf Takaful B.S.C. (c) | BAHRAIN | Islamic Principles |
| SNIC Insurance B.S.C. (c) | BAHRAIN | No special register remark shown |
| Saudi Arabian Insurance Company B.S.C. (c) | BAHRAIN | No special register remark shown |
| Solidarity Bahrain B.S.C. | BAHRAIN | Islamic Principles |
| T'azur Company B.S.C. (c) | BAHRAIN | Under Liquidation |
| Takaful International Co. B.S.C. | BAHRAIN | Islamic Principles |
| The Mediterranean & Gulf Insurance & Reinsurance Company (Medgulf) B.S.C. (c) | BAHRAIN | Restricted to Service Existing Business |
| Trust International Insurance and Reinsurance Co. B.S.C. (c) Trust Re | BAHRAIN | No special register remark shown |
| United Insurance Co. B.S.C. (c) | BAHRAIN | No special register remark shown |
04Overseas insurance firms with Bahrain entries
The CBB overseas-insurance-firm subcategory returned these 10 entries on 6 October 2026. “Overseas” describes the licensing category or branch structure. It does not mean the firm is unlicensed in Bahrain.
| CBB legal name | Country in register | Register remark |
|---|---|---|
| American Life Insurance Co. | UNITED STATES OF AMERICA | No special register remark shown |
| Arabia Insurance Company S.A.L. | LEBANON | No special register remark shown |
| Cigna Life Insurance Company of Europe S.A.-N.V. | BAHRAIN | No special register remark shown |
| Hannover Rueck SE | GERMANY | No special register remark shown |
| Iran Insurance Company | IRAN, ISLAMIC REPUBLIC OF | Under Liquidation |
| KFH Takaful Insurance Company | KUWAIT | No special register remark shown |
| Orient Insurance P.J.S.C. | UNITED ARAB EMIRATES | No special register remark shown |
| The New India Assurance Company Ltd. | INDIA | No special register remark shown |
| Zurich Insurance Company | SWITZERLAND | No special register remark shown |
| Zurich International Life Ltd. | UNITED KINGDOM | No special register remark shown |
05Status warnings that a plain company list can hide
On the check date, the CBB register showed Under Liquidation beside Alhilal Life B.S.C. (c), Alhilal Takaful B.S.C. (c), T'azur Company B.S.C. (c) and the Iran Insurance Company branch. It showed Restricted to Service Existing Business beside The Mediterranean & Gulf Insurance & Reinsurance Company (Medgulf) B.S.C. (c).
The register also includes Arab Insurance Group, Hannover Retakaful and Trust Re, whose names and official activities concern reinsurance, plus Masheed Captive Insurance Company, marked “Captive.” These entries help explain why the raw count is larger than a consumer shortlist. Verify current activities through the CBB permitted-activities tab.
06Firms restricted to business outside Bahrain
The CBB places these eight firms in a separate “Insurance Firms (Restricted to Business Outside Bahrain)” subcategory. They should not be mixed into a Bahrain retail-shopping list.
| CBB legal name | Register remark |
|---|---|
| Al Rajhi Insurance Co. (Bahrain) | No special register remark shown |
| Al Saqr Saudi Insurance Company | Under Liquidation |
| Allied Cooperative Insurance Group | Under Liquidation |
| Amana Gulf Insurance Co | No special register remark shown |
| Arabia Insurance International BSC (c) | No special register remark shown |
| International Insurance B.S.C. (c) | Portfolio Transferred |
| International Islamic Ins. Co | Under Liquidation |
| Saudi Allied Co. for Co-operative Ins. and Reins. | Under Liquidation |
Insurance pools and syndicates
The register also returns two specialised entries under Insurance Pools & Syndicates. They are not general retail insurers.
| Name | Category |
|---|---|
| Arab War Risks Insurance Syndicate | Insurance pool or syndicate |
| Fair Oil and Energy Insurance Syndicate | Insurance pool or syndicate |
07Similar names and brands to check carefully
- Bahrain Kuwait Insurance Company B.S.C. and Bahrain National Insurance Co. B.S.C. are separate legal entities in the CBB register.
- Bahrain National Insurance and Bahrain National Life Assurance are separate register entries. Match the policy type and legal issuer.
- Gulf Insurance Group (Gulf) B.S.C. (c) appears with the register website gig-gulf.com, while Bahrain Kuwait Insurance Company appears with bkic.com. Do not treat a group or brand name as the legal issuer without reading the schedule.
- Takaful International Co. B.S.C. is a local register entry marked “Islamic Principles.” Its register website is gigtakaful.bh.
- Arabia Insurance Company S.A.L. appears under overseas insurance firms, while Arabia Insurance International BSC (c) appears in the category restricted to business outside Bahrain.
- Zurich Insurance Company and Zurich International Life Ltd. are separate overseas-firm entries.
All name and website matches above were checked in the CBB Licensing Directory on 6 October 2026. The policy schedule should state the company that carries the risk.
The GIG, AXA and BKIC name guide helps match similar brands to the issuer on your document.
08Insurance company, broker and administrator are different roles
The CBB directory separates insurance firms, insurance brokers, consultants, managers, pools, actuaries and loss adjusters. On the check date, the Insurance Broker subcategory returned 38 entries. A broker can arrange or advise on cover, but the policy should still identify the licensed insurer carrying the risk.
A health-policy card may also show an administrator or network name. That organisation may handle eligibility, approvals or claims administration. Confirm the insurer named in the policy schedule, the administrator named on the card and the hospital network attached to the exact plan.
Use the insurance broker verification guide when the business arranging the quote is not the risk carrier.
09A comparison checklist that works across companies
- Legal issuer: copy the exact company name and verify it in the CBB register.
- Product and insured risk: confirm the vehicle, people, trip, property or business activity shown on the quote.
- Dates and territory: check start, expiry, cancellation rules and geographical limits.
- Benefit or sum insured: compare the same limits and sublimits.
- Excess, deductible or co-pay: record the amount you pay and any extra amount for young, novice, unnamed or out-of-network use.
- Exclusions and conditions: read the wording for approval, security, disclosure, maintenance and notification requirements.
- Service route: locate the network, garage list, roadside contact, pre-authorisation method and claim channel before purchase.
- Claims evidence: identify the report, invoices, forms, deadlines and originals required.
- Complaint route: save the insurer's formal complaint address and the CBB escalation form.
Price becomes meaningful only after these rows match. A cheaper quote with a larger excess, smaller network, restricted repair choice or lower benefit is a different product.
10Questions about Bahrain insurance companies
How many insurance companies are licensed in Bahrain?
The CBB register returned 21 locally incorporated insurance firms and 10 overseas insurance firms on 6 October 2026. It separately listed eight firms restricted to business outside Bahrain and two pools or syndicates. The consumer-relevant number is smaller because the firm lists include reinsurers, a captive, liquidations and a restriction on servicing only existing business.
Does a CBB listing mean the company is accepting new customers?
No. The register remarks include under-liquidation and restricted-service statuses. Ask the firm to confirm that it can write the specific product, then verify the final issuer and documents.
Is an insurance broker the same as an insurance company?
No. The CBB directory uses separate subcategories. A broker can arrange cover, while the policy identifies the insurer carrying the risk.
Which is the best insurance company in Bahrain?
There is no official CBB “best” ranking. The right choice depends on the exact product, limits, excess, network, repair terms, exclusions and claims route. Verify the licence, then compare issued quotes on matching terms.
Are takaful companies licensed by the CBB?
Yes. The register marks “Islamic Principles” for current entries including Solidarity Bahrain, Takaful International, Hannover Retakaful and Medgulf Takaful. Some other takaful-named entries carry liquidation remarks, so the current status still matters.
Where can I complain about an insurance company?
Use the insurer's formal complaint channel first. If the dispute remains unresolved, the CBB complaint form asks for the prior complaint and supporting records. See the Imapro CBB insurance-complaint guide.
12. Arabic terms for the Bahrain insurer directory
Arabic searches such as شركات التأمين في البحرين, شركة تأمين البحرين and تأمين البحرين lead to the same verification task: identify the legal provider, confirm its role and check its current entry in the CBB Licensing Directory. A familiar trading name is not enough because an insurer, broker, aggregator and administrator perform different jobs.
| Arabic search term | Plain English meaning | Best next check |
|---|---|---|
| تأمين | Insurance | Choose the product first, then verify the provider. |
| شركة تأمين | Insurance company | Match the legal name and CBB category. |
| شركات التأمين في البحرين | Insurance companies in Bahrain | Use the current CBB directory, not an old list. |
| شركة تأمين البحرين | Bahrain insurance company | Confirm whether the firm is an insurer or intermediary. |
كيف أتحقق من شركة تأمين في البحرين؟
ابحث عن الاسم القانوني في دليل التراخيص المنشور من مصرف البحرين المركزي، ثم طابق نوع الترخيص وحالة الشركة والموقع الرسمي قبل الدفع.
هل شركة التأمين والوسيط نفس الجهة؟
لا. شركة التأمين تتحمل الخطر وفق الوثيقة، بينما قد يقوم الوسيط أو المجمع بترتيب المنتج. تحقق من دور كل جهة في دليل مصرف البحرين المركزي.